Should You Rent or Buy in Today’s U.S. Market

One of the biggest questions people face is whether to rent or buy. Both options have benefits — the key is deciding which fits your current financial goals. Buying offers long-term wealth, stability, and the chance to build equity. Renting gives flexibility, especially for people who are still exploring jobs or future plans. The right choice depends on your income, long-term goals, and the local market you’re interested in. If you're staying in an area for more than three years and have savings for a down payment, buying is often the better choice. If you’re unsure about the future or prefer flexibility, renting may be safer for now.